Privacy Statement

Last updated: 8/30/2026

What we store

• Your email + a hashed password (or OAuth identity) — only to authenticate you.
• Your first name, last name, and email when you submit the unlock form to access the calculator. That contact is sent to our CRM (HubSpot) and added to the Santiago Says mailing list.
• Standard server logs for security and uptime.

What we don't store

• Your saved scenarios, target income, rates, or any calculator inputs.
• Anything you type into the calculator.

All of that lives in your browser's localStorage, scoped to your account. Sign out and click "Clear local data" to wipe it from the device.

Mailing list & marketing

• Contacts are stored in HubSpot (our CRM). Santiago Says sends occasional email about Rate Forge and related tools.
• You can unsubscribe from any email, or email us to be removed from the list and deleted from HubSpot.
• We do not sell your contact info or share it with unrelated third parties.

Cross-device sync

There isn't any. Each browser starts fresh. This is on purpose — your rates are private, and we'd rather not be a place where they could leak.

Third parties

Authentication runs on Supabase (managed by Lovable Cloud). Optional Google sign-in shares your name and email with Google during the login handshake. Contact details submitted through the unlock form are stored in HubSpot so we can email you about Rate Forge and related Santiago Says content.

Contact

Questions? Reach out at alexander@santiagosays.com.